How to Find the Right Insurance for Your Caravan
Its not always that easy to understand caravan insurance, if you ever had to claim you may find yourself out of pocket if you do not take the right type of cover, or even enough cover. A caravan is a big investment and should be thought of that way when you come to insure or renew your caravan insurance. At the time of purchase, be very clear on your needs, what cover you need and how much you want to pay.
If you own a touring caravan, your insurance needs may be totally different to if you were renting out a static caravan on site. You can insure your caravan fully comprehensive, or you can choose to go with just third part fire and theft. Whatever you do, do not buy caravan insurance just on price there is a huge void between best, and cheapest, coverage is more important.
If you own a static caravan you will want to cover it for both vandalism and break-in as it is probably vacant for some of the year. A good way to reduce your premiums is to install smoke alarms, and alarm system and so good locks on the doors and windows. With a static caravan, you can again reduce both the costs and the risks by storing it at a secure site.
To make sure that you are not on the end of any unexpected shocks when taking your touring caravan to Europe, make sure that you are properly covered. Most caravan insurance policies will cover your for a certain number of days in Europe, although some do not. If you are going to the mainland of Europe make sure you get it right, as you dont want to spoil your great holiday in this very popular caravanning spot.
It is vital that you take out your magnifying glass and read the fine detail of any caravan insurance policy before you take it out, you dont want any surprises later on. There are different limits to paying out on items and they vary between providers quite a bit, make sure you have decent coverage. Shop around and compare what each company provides, as with anything it pays to look around beforehand.
Caravan holidays are becoming an increasingly attractive proposition in these difficult financial times. A new generation of young families are discovering the joys (and money savings) that caravanning has to offer. Spain is no longer the number one holiday for British people, caravans have now taken over the mantle. - 16931
If you own a touring caravan, your insurance needs may be totally different to if you were renting out a static caravan on site. You can insure your caravan fully comprehensive, or you can choose to go with just third part fire and theft. Whatever you do, do not buy caravan insurance just on price there is a huge void between best, and cheapest, coverage is more important.
If you own a static caravan you will want to cover it for both vandalism and break-in as it is probably vacant for some of the year. A good way to reduce your premiums is to install smoke alarms, and alarm system and so good locks on the doors and windows. With a static caravan, you can again reduce both the costs and the risks by storing it at a secure site.
To make sure that you are not on the end of any unexpected shocks when taking your touring caravan to Europe, make sure that you are properly covered. Most caravan insurance policies will cover your for a certain number of days in Europe, although some do not. If you are going to the mainland of Europe make sure you get it right, as you dont want to spoil your great holiday in this very popular caravanning spot.
It is vital that you take out your magnifying glass and read the fine detail of any caravan insurance policy before you take it out, you dont want any surprises later on. There are different limits to paying out on items and they vary between providers quite a bit, make sure you have decent coverage. Shop around and compare what each company provides, as with anything it pays to look around beforehand.
Caravan holidays are becoming an increasingly attractive proposition in these difficult financial times. A new generation of young families are discovering the joys (and money savings) that caravanning has to offer. Spain is no longer the number one holiday for British people, caravans have now taken over the mantle. - 16931
About the Author:
Carl Way is a founder of Caravan Insurance Cover, the UK's premier website for touring caravan insurance.
posted by Edgar at
02:51
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