Protect Yourself From Online Credit Card Offers
'Phishing' is one of the most common techniques used by scammers today. If you don't want to be a victim of this scam, it's time to make yourself aware.
Scammers use phishing to try to obtain information from an unsuspecting victim illegally. The way it works is the person doing the phishing sets up a fake website or sends out an email claiming to be from a legitimate organization, asking you to input your personal information and bank account number. The'90s saw the first traces of this scam, but it's still popular today.
More advanced identity thieves often make their websites and emails appear like a legitimate company and even copy the look and logo of existing companies. The hope is the victim will have already done business with the company, hence trusting whatever 'company' sends them information and following the prompts to input their information.
Consumers aren't the only ones affected by phishing scams. Business owners can be targets too, especially if they do business online. Because such online scams exist, consumers are wary to make online purchases, fearing their information might be stolen and used. The Federal Trade Commission works to prevent and prosecute such crimes and wants consumers to be vigilant when working with their personal information online.
Not every website can be trusted with your online information. Before you decide to input any of your personal information or bank account information into an online application, it's important to make sure the company you're dealing with is reputable. Check the company's track record with the Better Business Bureau. Consumers can record complaints against particular companies with the organization so it's easy to see whether or not a company is trust worthy. Even so, finding nothing wrong doesn't mean you're in the clear. Do as much digging as possible to find out the real story behind a company.
Always use a site with a secure server. It's easy to tell the difference between a site with a secure server and one without a secure server if you know what to look for. The URL should say 'https://,' which means it is a secure site. Also, there will be an icon that looks like a lock at the bottom right hand side of your browser window. When it is in the 'locked' position, you are looking at a secure server site. - 16931
Scammers use phishing to try to obtain information from an unsuspecting victim illegally. The way it works is the person doing the phishing sets up a fake website or sends out an email claiming to be from a legitimate organization, asking you to input your personal information and bank account number. The'90s saw the first traces of this scam, but it's still popular today.
More advanced identity thieves often make their websites and emails appear like a legitimate company and even copy the look and logo of existing companies. The hope is the victim will have already done business with the company, hence trusting whatever 'company' sends them information and following the prompts to input their information.
Consumers aren't the only ones affected by phishing scams. Business owners can be targets too, especially if they do business online. Because such online scams exist, consumers are wary to make online purchases, fearing their information might be stolen and used. The Federal Trade Commission works to prevent and prosecute such crimes and wants consumers to be vigilant when working with their personal information online.
Not every website can be trusted with your online information. Before you decide to input any of your personal information or bank account information into an online application, it's important to make sure the company you're dealing with is reputable. Check the company's track record with the Better Business Bureau. Consumers can record complaints against particular companies with the organization so it's easy to see whether or not a company is trust worthy. Even so, finding nothing wrong doesn't mean you're in the clear. Do as much digging as possible to find out the real story behind a company.
Always use a site with a secure server. It's easy to tell the difference between a site with a secure server and one without a secure server if you know what to look for. The URL should say 'https://,' which means it is a secure site. Also, there will be an icon that looks like a lock at the bottom right hand side of your browser window. When it is in the 'locked' position, you are looking at a secure server site. - 16931
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posted by Edgar at
02:58
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