Laws About Auto Insurance
When considering your insurance policy, you have to take into account the state laws. Specifically, what is the minimum coverage, and what types of coverage are required.
The best source for your insurance laws is your insurance company. They will be able to answer the questions you want to ask them and be sure that you are covered in every instance. After all, it's their job to know. Have your questions ready when you call them to save time and make sure that you don't forget anything.
In each state, there is a minimum requirement of coverage that must be accounted for. Some states require one or two, but all three types of coverage are "injury to another", "injury to all people", "damage to property". Some state require liability only, other require all three.
The general rule is that you need proper coverage for the states you drive through as well. If the state you're traveling through needs more coverage than you have, it's your responsibility to extend the coverage for the states you travel through.
States have different liability laws involving motor cycles and scooters. If you're strapped for cash and you can't afford insurance, simply check out the state's laws about these vehicles. In Washington, you don't need insurance to drive a motorcycle.
You must keep proof of insurance on you at all times. If you were pulled over, you are required to provide it. If you don't, then you must appear in court and show proof or you will be fined heavily. Appearing in court is not a fun thing to do, be sure you have your proof at all times.
You are the one responsible for staying within the driving laws of your state. In all states, it is considered a privilege, not a right, to drive and have a drivers license. - 16931
The best source for your insurance laws is your insurance company. They will be able to answer the questions you want to ask them and be sure that you are covered in every instance. After all, it's their job to know. Have your questions ready when you call them to save time and make sure that you don't forget anything.
In each state, there is a minimum requirement of coverage that must be accounted for. Some states require one or two, but all three types of coverage are "injury to another", "injury to all people", "damage to property". Some state require liability only, other require all three.
The general rule is that you need proper coverage for the states you drive through as well. If the state you're traveling through needs more coverage than you have, it's your responsibility to extend the coverage for the states you travel through.
States have different liability laws involving motor cycles and scooters. If you're strapped for cash and you can't afford insurance, simply check out the state's laws about these vehicles. In Washington, you don't need insurance to drive a motorcycle.
You must keep proof of insurance on you at all times. If you were pulled over, you are required to provide it. If you don't, then you must appear in court and show proof or you will be fined heavily. Appearing in court is not a fun thing to do, be sure you have your proof at all times.
You are the one responsible for staying within the driving laws of your state. In all states, it is considered a privilege, not a right, to drive and have a drivers license. - 16931
posted by Edgar at
00:59
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